AMOCO Federal Credit Union offers a variety of financial services to its members, including checking and savings accounts, loans, and, of course, credit cards.
AMOCO credit cards come in several different varieties, including rewards cards, to suit different spending habits and financial goals. Like many other credit unions, they also offer a wide range of other financial products.
This article explores the features and benefits of AMOCO credit cards, helping you decide if one is right for you.
Rewards credit card benefits
With a rewards credit card, you can earn points toward travel, shopping, and other goodies just by making purchases you’d make anyway.
Earning and redeeming rewards
The rewards you earn with an AMOCO credit card can be redeemed for discounts on airlines, hotels and resorts, and rental cars. You can also use your points to shop for merchandise.
Low interest rate advantage
The AMOCO rewards credit card offers a lower annual percentage rate (APR) than the national average. The best rate offered is 11.40% APR, while the national average, as of November 7, 2024, is 24.61%.
Special Offers and Promotions
Like many credit card companies, Amoco offers regular promotions to entice customers to sign up for and use their cards.
Deal Days Promotion
Amoco cardholders could win a $500 statement credit during the Deal Days promotion.
To enter the Deal Days contest, you had to use your Amoco Rewards Credit Card to make Amazon purchases between July 8 and 11, 2025.
Travel Contest
Amoco Mastercard users also had a chance to win a trip to San Juan, Punta Cana, or the Bahamas.
To enter the travel contest, all you had to do was use your Amoco Mastercard for in-store purchases made between April 1, 2025, and December 31, 2025.
Security and account management features
The Amoco credit cards come with several features that can help you monitor and protect your account.
Card Controls
The Card Controls feature lets you manage your card activity and guard against fraud. You can manage your credit card activity right from your phone.
Account Alerts
Account alerts send you notifications about recent activity on your card. You can set up customized alerts to get real-time updates on your spending and payments.
Enhanced ID Theft Resolution
If you’re a Mastercard cardholder, you’re eligible for Mastercard’s enhanced identity theft resolution services, which can help you restore your identity if it’s ever stolen.
AMOCO Mobile App
The AMOCO Mobile App is a handy tool for managing your account. Set up custom alerts, log in easily, and view your statements all in one place.
The AMOCO Mobile App offers:
- Convenience: Manage your account from anywhere.
- Control: Stay on top of your spending and payments.
- Digital Statements: Access up to 18 months of eStatements.
Download the app today to take control of your AMOCO credit card.
Summary
AMOCO credit cards offer rewards, competitive interest rates, and security features that can make managing your finances easier. Whether you’re looking for a card for everyday spending or one that helps you build credit, AMOCO Federal Credit Union has a card to fit your needs.
We recommend exploring AMOCO’s credit card options and other financial services to discover how they can help you achieve your financial goals. Joining AMOCO means joining a community focused on your financial well-being.