Barksdale Federal Credit Union (BFCU) serves members across the United States. If you’re a member, or looking to become one, you’ll need Barksdale’s routing number to make certain financial transactions.
A routing number identifies banks and credit unions when you’re transferring money in the US.
The Barksdale routing number is 311175093.
This article will cover everything you need to know to find, understand, and use your Barksdale routing number.
Understanding Routing Numbers
When you’re setting up a direct deposit, paying bills online, or wiring money, you’ll often need a routing number. Here’s a quick guide to what they are and how they work.
What is a routing number?
- It’s a nine-digit code that identifies banks and credit unions in the U.S.
- It’s used for domestic transactions, like ACH transfers and wire transfers.
- It’s also called an ABA routing number or routing transit number (RTN).
Routing numbers vs. account numbers
The routing number tells the money where to go (which bank), and the account number specifies which account within that bank should receive the funds. You’ll need both for any kind of electronic transaction.
Routing numbers vs. SWIFT codes
Routing numbers are for U.S. domestic transactions. SWIFT codes (also known as BIC codes) are for international money transfers.
Finding Your Barksdale Federal Credit Union Routing Number
Your Barksdale Federal Credit Union routing number is easy to find using one of these methods:
Checking a Check
Your routing number is printed on the bottom left corner of your checks. It’s the first set of nine digits you’ll see there.
Online Banking or Mobile App
You can find your routing number when you log into your BFCU online banking portal or mobile app. Look for it in the account details section.
Contacting BFCU Directly
If you prefer, you can call BFCU’s customer service number at 318-746-4773 and ask for your routing number. You can also visit a local BFCU branch and ask a bank representative for assistance.
Using the Barksdale Federal Credit Union routing number
You’ll need Barksdale Federal Credit Union’s routing number in order to make certain kinds of financial transactions. Here’s a quick guide to how you’ll use it.
ACH Transfers
An ACH (Automated Clearing House) transfer is an electronic transfer of funds between banks. You’ll use this system for direct deposits, automated bill payments, and routine transfers.
These transfers are usually free or low cost, but they can take a few business days to complete.
Wire Transfers
A wire transfer is a way to electronically move money from one person or business to another. You might use this method when speed is of the essence or when the recipient specifically asks you to send the money that way.
Wire transfers are faster than ACH transfers, often happening on the same day, but they usually involve a fee.
Fedwire Transfers
Fedwire is a real-time system operated by the Federal Reserve Banks for large, urgent payments.
International Money Transfers
You won’t use a routing number for international money transfers. Instead, you’ll need a SWIFT/BIC code.
For potentially lower fees and more transparent pricing, you might also consider using a service like Wise when sending money abroad.
Putting It All Together
Whether you’re setting up direct deposit or sending money to another Barksdale Federal Credit Union member, you’ll need the routing number (311175093). You can find this number online, on a check, or by contacting the credit union directly.
Remember that the routing number is different from your account number and a SWIFT code. Using the correct routing number helps ensure your financial transactions go smoothly and accurately.