Bremer Bank customers rely on accurate routing numbers for smooth and reliable financial transactions. A routing number is a nine-digit code that identifies banks within the United States, allowing money to move seamlessly between institutions.
Using the correct Bremer Bank routing number is crucial. It ensures your payments and transfers are processed accurately and on time, preventing delays and potential fees caused by incorrect information.
This article will help you find your Bremer Bank routing number and understand its purpose. We’ll also explain the format of routing numbers and how they differ from account numbers and SWIFT codes.
What is a routing number?
A routing number is a nine-digit code that identifies your bank or credit union. Banks use routing numbers to know where to send money during electronic transfers.
You’ll typically need a routing number to set up direct deposits, automatic payments, and wire transfers.
The American Bankers Association (ABA) specifies routing numbers for each financial institution in the U.S.
All routing numbers are nine digits long and contain three components: a Federal Reserve Routing Symbol, an ABA Institution Identifier, and a validation digit used to confirm the routing number is legitimate.
Bremer Bank Routing Number: The Details
The routing number for Bremer Bank, N.A. is 091901370. You’ll need this number when setting up direct deposits or automatic payments.
It’s important to remember that routing numbers are mainly for domestic transactions within the United States. If you’re sending or receiving money internationally, you’ll likely need a SWIFT code instead.
While most banks only use one routing number, it’s possible for a bank to have more than one if they request it. However, for most everyday transactions with Bremer Bank, 091901370 should be the only routing number you need.
Finding Your Bremer Bank Routing Number
Need your Bremer Bank routing number but can’t remember it? No worries, there are several ways to find it.
Finding the Routing Number on a Check
If you have a Bremer Bank check handy, look at the bottom left corner. You’ll see a string of numbers, and the first nine digits are your routing number.
Finding the Routing Number Online
You can also find your routing number by logging into your Bremer Bank online banking portal or mobile app. Once you’re logged in, look for your account details or a section labeled “Routing Number” or “Direct Deposit.”
Other Methods
If you don’t have access to a check or online banking, you can contact Bremer Bank customer service by phone or visit a local branch. A customer service representative will be able to provide you with your routing number after verifying your identity.
Routing numbers vs. other identifiers
It’s easy to confuse routing numbers with other codes and numbers. Here are a few things to keep in mind.
Routing numbers vs. account numbers
Your routing number isn’t the same as your account number. The routing number is a nine-digit number that identifies Bremer Bank (or whatever bank you use). Your account number identifies your specific account.
Routing numbers vs. SWIFT codes
Also, routing numbers aren’t the same as SWIFT codes or BIC codes. SWIFT codes are used for international wire transfers, while routing numbers are used for domestic transfers.
How to use your Bremer Bank routing number
Routing numbers are essential for many everyday financial transactions. You’ll need yours to:
- Set up direct deposits
- Make electronic payments
- Process merchant payments
- Use online banking services
- Connect to payment gateways
Because routing numbers are public information, it’s generally safe to share them when needed for legitimate transactions. However, you should always be cautious and protect your account number, as that is private information.
ACH vs. Wire Transfers
It’s important to know that the routing number above is for ACH transfers only, not wire transfers. So, what’s the difference?
ACH transfers and wire transfers are both electronic ways to move money between banks, but they differ in speed and cost.
ACH transfers are usually free or have very low fees, but they take a few business days to process. Wire transfers are faster (sometimes instant), but they usually come with a hefty fee—think $25 to $50.
Key Takeaways
The routing number is a crucial piece of information for domestic transactions with Bremer Bank. Using the correct routing number will help ensure that your money gets where it needs to go quickly and safely.
You can find your Bremer Bank routing number at the bottom of your checks, through online banking, or by contacting Bremer Bank directly.