Looking for a new ride in the Des Moines area? Buying a car is a big deal, and a little planning goes a long way.
That’s why we’ve put together this guide to finding cars for sale in Des Moines, IA. We’ll walk you through the best ways to research your options and where to look, from dealerships to online listings and even private sales.
We’ll also touch on some important things to consider, like financing and what to look for when inspecting a used car. By the end of this, you’ll be ready to hit the road and find the perfect car for you!
Dealerships in Des Moines: New and Used Car Options
If you’re looking for a car for sale in Des Moines, Iowa, you’re in luck. There are plenty of dealerships in the area, both for new and used cars.
New Car Dealerships
You’ll find all the major brands represented here, like Ford, Chevrolet, Toyota, and Honda. For example, you might check out Des Moines Ford or Capital Chevrolet. Buying from a dealership has some advantages. You’ll likely get a warranty, and they can help you with financing. Plus, you can usually trade in your old car.
Used Car Dealerships
Some dealerships specialize in used cars, and many offer certified pre-owned (CPO) vehicles. CPO programs are great because the cars go through a thorough inspection and come with a warranty. You can also find dealerships with a huge selection of used cars in all sorts of price ranges.
Comparing Dealerships: Factors to Consider
Before you commit, it’s worth doing a little homework. Read online reviews and see what other customers have to say. Compare pricing, financing options, and what kind of warranty coverage you’ll get. A little research can save you a lot of money and hassle in the long run.
Online Marketplaces: Expanding Your Search
To broaden your search, consider using online car marketplaces to shop for a car in Des Moines.
National Online Car Marketplaces
Sites like Cars.com, AutoTrader, Carvana, and Vroom can help you find a car in Des Moines, IA. Each platform has its pros and cons, so it’s worth checking out a few to see which one works best for you. Most of these sites let you filter by location (Des Moines, IA), price range, make, model, year, and mileage.
Local Online Classifieds
Don’t forget to check local classifieds websites and apps like Craigslist and Facebook Marketplace. You might find a great deal on a used car from a private seller.
If you buy from a private seller, remember to meet in a public place and give the car a thorough inspection before you commit to buying it.
Using Online Tools Effectively
Before you buy, it’s a good idea to get a vehicle history report from Carfax or AutoCheck to check for accidents, title issues, and maintenance records. You can also use Kelley Blue Book (KBB) and Edmunds to research market values and make sure you’re getting a fair price.
Private Sales: Finding a Bargain (and Staying Safe)
You might find a great deal when you buy from an individual, but it’s a good idea to proceed with caution. Here’s how to navigate the process safely.
The Pros and Cons of Private Sales
The biggest advantage of buying from an individual is that you’ll likely pay less than you would at a dealership. The downside is that you have to trust what the seller tells you. You won’t get a warranty, and there could be problems with the car that the seller doesn’t know about — or isn’t telling you about.
Inspection and Due Diligence
It’s vital that you have a trusted mechanic inspect the car before you buy it. You should also check the title to make sure there aren’t any liens on the car or other problems that would prevent you from taking ownership.
Negotiating and Closing the Deal
Do your research before you make an offer. Find out what similar cars are selling for in your area. Be prepared to walk away if the seller isn’t willing to negotiate. Once you’ve agreed on a price, make sure the paperwork is properly completed so the ownership of the car can be transferred to you.
Financing Your Car in Des Moines
Unless you’re planning to pay cash for your next car, you’ll need to think about financing. Here are some things to consider:
Dealership Financing
Many dealerships offer financing right on the lot. This can be a convenient option, but make sure you compare interest rates and loan terms to make sure you’re getting a good deal. It’s also a good idea to get preapproved by a bank or credit union before you start shopping so you know what kind of rates you can expect.
Credit Unions and Banks
Local institutions like Des Moines Credit Union or Iowa State Bank may offer competitive rates and terms on auto loans. Getting pre-approved can give you a better sense of your budget and negotiating power before you set foot on the car lot.
Understanding Your Credit Score
Your credit score will play a big role in the interest rate you receive. Before you start applying for loans, check your credit score and take steps to improve it if necessary. Even a small improvement in your credit score can save you money over the life of the loan.
Tips for Buying a Car in Des Moines
Buying a car can be stressful. Here are a few tips to help you find the right car at the right price:
- Set a budget. Decide how much you can afford and stick to it. Don’t get talked into extras you don’t need.
- Do your research. Look at different makes and models. Think about fuel efficiency, reliability, and safety ratings.
- Take a test drive. See how the car handles. Make sure you’re comfortable and that you like the features.
- Be willing to walk away. If you don’t like the deal, don’t be afraid to leave. There are tons of cars for sale in Des Moines!
The Bottom Line
Finding the right car for sale in Des Moines, IA, means doing your homework. Start by setting a budget, determining your needs, and researching different makes and models. Then, check out online listings and visit local dealerships. Always inspect the car thoroughly and take it for a test drive.
Remember, it’s important to plan, be patient, and do your due diligence. Don’t be afraid to ask questions and negotiate the price.
By following these steps, you’ll be well-equipped to make an informed decision and find the perfect car to meet your needs and budget.