Background Checks: Do Pending Charges Appear? A Legal Guide

Background checks are now a routine part of the hiring process for many companies. Employers use them to protect their employees, their customers, and their reputations.

But what happens when a background check reveals pending criminal charges? Do pending charges show up on background check reports? And if they do, how should employers interpret that information?

The answer isn’t always simple. Whether or not pending charges appear on a background check can depend on several factors. This article will give you a detailed overview of how pending charges are handled in background checks, what the legal considerations are, and some best practices for employers who are navigating this tricky situation.

Read more

Owner Financing: Who Holds the Deed & What It Means

Traditional mortgages aren’t the only way to finance a home. Owner financing provides an alternative route to homeownership, where the seller acts as the bank, financing the purchase for the buyer. This can be an appealing option, especially when traditional financing is difficult to obtain, or when speed and flexibility are priorities.

A key question in owner financing is: Who holds the deed during the financing period? Understanding deed ownership is critical for both buyers and sellers because it affects their rights and responsibilities. With owner financing, the buyer gains equitable ownership, meaning they have the right to possess and use the property. However, complete ownership, represented by the deed, doesn’t fully transfer until the seller receives the full agreed-upon payment.

This article will explore the intricacies of deed ownership in owner financing agreements, including:

  • Different types of owner financing arrangements and how they impact deed holding
  • Legal instruments used, such as Deeds of Trust and Contracts for Deed
  • The specific rights and responsibilities of both buyers and sellers
  • The importance of seeking legal counsel and ensuring compliance with all relevant regulations

Navigating owner financing requires careful consideration and a clear understanding of the legal landscape. Knowing who holds the deed, and when it transfers, is a vital piece of that puzzle.

Read more

Who Owns Trust Property? Revocable vs. Irrevocable Trusts

Trusts are a common tool in estate planning, letting you manage and transfer your assets according to your wishes. But understanding property ownership when a trust is involved can be tricky.

The question, “Who owns trust property?” isn’t as simple as pointing to the person who created the trust. The answer depends on the type of trust you’re dealing with.

For example, a revocable trust allows the grantor to maintain more control over the assets, while an irrevocable trust offers more asset protection. Let’s take a closer look at who owns trust property and how these different types of trusts work.

Read more

Standard Postcard Size: A Complete Guide to Dimensions & Use

Postcards have been around for ages, offering a snapshot of history, a quick hello, or even a clever marketing pitch. They’re a tangible link to both the past and present. So, what size is a standard postcard anyway?

This article will break down the dimensions you’ll typically find, from “standard” to “continental” and even the oversized options.

Read more

Stop Roaches: What Smell Do Cockroaches Hate? DIY Guide

Cockroaches are some of the most resilient pests around. They’re adaptable, they’re persistent, and once they’re in your house, they can be incredibly difficult to get rid of.

But what if you could repel cockroaches with something simple, natural, and already in your home? It turns out that certain smells are naturally offensive to roaches, making them an easy and effective way to keep these pests at bay.

In this article, we’ll explore what smell do cockroaches hate the most, along with a few other scents that can send those roaches packing.

Read more

Class C Fire Explained: Identification, Risks & Solutions

So, what type of fire is a Class C fire? Class C fires involve energized electrical equipment or flammable gases, and they present unique dangers. Electrical fires can lead to electrocution and explosion hazards if they aren’t treated properly.

That’s why it’s important to know how to identify and respond to a Class C fire. You’ll need to use specialized extinguishing agents and techniques, and you should never use water on an electrical fire.

This article will provide a comprehensive overview of Class C fires, covering what they are, how to prevent them, and the best ways to put them out. We’ll tell you everything you need to know.

Read more