Rhinoplasty, commonly known as a nose job, is a surgical procedure that reshapes the nose. People choose this surgery for cosmetic reasons or to correct functional issues, like breathing problems caused by a deviated septum.
So, how much does rhinoplasty cost, and will insurance cover it?
The price of rhinoplasty can vary a lot, and insurance coverage is a big factor. This article explores what influences rhinoplasty costs, whether insurance might pay for it, and other ways to finance the procedure.
Factors Influencing Rhinoplasty Costs
Several factors play a role in determining the final cost of rhinoplasty.
Surgeon’s Fees and Expertise
A surgeon’s experience, training, and qualifications can significantly impact how much they charge for a nose job. Board-certified plastic surgeons often charge more because they’ve undergone extensive training and have demonstrated expertise. Choosing an experienced surgeon is crucial for ensuring the best possible outcome and minimizing risks.
Rhinoplasty performed by Dr. Basner, for example, includes all associated fees, such as the operating room, surgeon, anesthesia, and all follow-up appointments. Dr. Basner’s rhinoplasty price currently ranges from $8,300 to $8,700.
Complexity of the Procedure
The more extensive the surgery, the higher the cost. Revision rhinoplasty, which is performed to correct a previous nose job, is typically more complex and therefore more expensive. Combining rhinoplasty with other procedures, such as septoplasty to correct a deviated septum, can also influence the overall price.
Anesthesia and Facility Fees
Anesthesia is almost always necessary for rhinoplasty and adds to the overall cost. The type of anesthesia used (local vs. general) can also impact the price. Facility fees cover the use of the operating room and other resources.
How much does rhinoplasty cost?
The price of rhinoplasty depends on many factors, as discussed above. However, to give you a general idea, here are some national averages:
- The average cost of a surgical nose job in the U.S. is around $7,600. Keep in mind that this only includes the surgeon’s fee.
- A non-surgical rhinoplasty, sometimes called a “liquid nose job,” costs about $1,500.
Remember that these are just averages. The amount you end up paying could be significantly higher or lower depending on your unique circumstances.
Will insurance cover rhinoplasty?
Whether your health insurance will help pay for a nose job depends on the reason you’re having the surgery.
Cosmetic vs. functional rhinoplasty
If you’re hoping to change the shape of your nose for aesthetic reasons, it’s unlikely your insurance company will foot the bill. These procedures are usually considered cosmetic.
However, if you’re having rhinoplasty to correct breathing problems or to repair damage from an injury, your insurer may cover some or all of the cost.
A deviated septum is a common cause of breathing problems that may be corrected with a septoplasty, which is often done at the same time as rhinoplasty.
Documentation and pre-authorization
If you’re hoping your insurance company will help with the cost, it’s essential to gather detailed medical records that demonstrate the functional impairment your nose is causing. It’s also vital to get pre-authorization from your insurer before you have the surgery. Pre-authorization can help you avoid unexpected out-of-pocket expenses.
Consult with your insurance provider
The best way to understand what your insurance will cover is to contact your provider directly. Ask about the specific requirements and limitations for rhinoplasty coverage under your plan.
What are your financing options?
If your insurance won’t cover your rhinoplasty, you still have options. Many people use third-party financing. Companies like CareCredit and Alphaeon specialize in loans and payment plans for cosmetic procedures.
Before you sign anything, make sure you understand the terms. Pay close attention to interest rates. Know when your payments are due. Ask about penalties for late or missed payments. You want to be sure you can comfortably afford the monthly payments before you commit.
Choosing the right surgeon
The most important thing is to choose a qualified, experienced surgeon. It’s easy to get distracted by cost, but you should never sacrifice quality or safety.
Look for a surgeon who is board-certified. This means they’ve completed a rigorous training program and passed a challenging exam. Read patient reviews to get a sense of the surgeon’s skills and how they treat their patients.
For example, one patient wrote, “I highly recommend going to Dr. Lerman.”
Frequently Asked Questions
Are nose jobs cheaper in Mexico?
Generally, yes, rhinoplasty tends to be less expensive in Mexico compared to the United States. However, it’s crucial to thoroughly research the surgeon’s qualifications, experience, and the facility’s accreditation. Prioritize safety and quality over cost alone, as complications can be expensive to correct.
How much of a nose job will insurance cover?
If your rhinoplasty is deemed medically necessary, insurance might cover a significant portion, potentially even the entire cost. This usually requires documentation proving that the surgery is needed to correct a functional issue like breathing problems or a birth defect. Cosmetic enhancements are typically not covered.
What is a medically necessary nose job?
A medically necessary rhinoplasty aims to correct a structural problem that impairs breathing, such as a deviated septum or nasal valve collapse. It can also address issues caused by trauma or congenital disabilities that affect nasal function. Documentation from a physician is required to demonstrate medical necessity.
How much should I pay for a nose job?
The cost of rhinoplasty varies widely depending on the surgeon’s experience, location, and the complexity of the procedure. A purely cosmetic nose job can range from $5,000 to $15,000 or more. Always get a detailed cost breakdown from your surgeon and factor in anesthesia fees, facility charges, and follow-up appointments.
The Bottom Line
The cost of rhinoplasty depends on the surgeon’s skill, how complex the procedure is, and where you live. In most cases, insurance only covers rhinoplasty when it’s medically necessary.
To figure out what your rhinoplasty will cost, and to find out if insurance will pay for any of it, you’ll need to meet with a qualified surgeon and talk with your insurance provider.
Take the time to weigh what you’ll pay with the improvements you’ll see in how you look and breathe.