A root canal can save a tooth that’s badly infected or damaged. It’s a common procedure, but the cost can be all over the place.
So, how much do root canals cost? That depends on a lot of factors, including the tooth that needs the root canal, where you live, and your dentist’s fees. It can also depend on whether you need to see an endodontist, a specialist in saving teeth.
This article provides a complete overview of the factors that can affect how much you’ll pay for a root canal, plus information on insurance coverage and financing options.
What is a root canal, and why would I need one?
A root canal removes infected or damaged pulp from inside your tooth. The dentist removes the pulp and nerve tissue, cleans the inside of the tooth, and then seals it to protect it from further damage.
You might need a root canal because of deep decay, a crack in your tooth, multiple dental procedures on the same tooth, or an injury.
Symptoms that suggest you may need a root canal include lingering sensitivity to heat or cold, pain when chewing, and swelling in your gums.
What factors influence the cost of a root canal?
The cost of a root canal can vary quite a bit depending on a few key factors.
Tooth Type and Location
Not every tooth is created equal, at least when it comes to root canal pricing. Treating your front teeth (incisors and canines) is usually less expensive than treating your premolars and molars. Molars, because they’re bigger and have multiple roots, tend to be the most expensive to treat.
Complexity of the Case
If your tooth has curved or blocked canals, the root canal procedure is going to be more complicated. These complex cases take more time and require more expertise, which will increase the overall cost.
Dentist vs. Endodontist
An endodontist specializes in root canal treatment, and endodontists often charge more than general dentists for the same procedure. However, an endodontist’s extra experience and specialized equipment may be worth the extra cost.
Geographic Location
Where you live matters. Root canal costs can vary significantly depending on the region, state, or even the specific city you’re in. You can generally expect to pay more in urban areas and in areas with a higher cost of living.
Anesthesia Type
The type of anesthesia you choose can also affect the price. Local anesthesia is usually included in the cost of the root canal, but general anesthesia will add to the total bill.
How much does a root canal cost without insurance?
The cost of a root canal can vary considerably depending on where you live and the tooth that needs the procedure. Here are some average costs for root canals without insurance:
- Front tooth: $700 – $1,100
- Premolar: $800 – $1,300
- Molar: $1,000 – $1,600
Keep in mind that these are just averages. Your actual costs could be higher or lower.
Also, many people need a crown after a root canal, which can add another $1,000 to $1,500 to the total expense.
Will dental insurance help with the cost?
Dental insurance often covers at least a portion of the cost of a root canal. Most plans pay somewhere between 50% and 80% of the cost after you’ve met your deductible.
Keep in mind that coverage varies a lot from plan to plan.
Here are a few factors that can affect how much you pay:
- Deductible: This is the amount you have to pay before your insurance starts covering expenses.
- Copayment: This is a fixed amount you pay for each visit or procedure.
- Annual Maximum: This is the most your insurance plan will pay in a year.
- In-network vs. Out-of-network Providers: You’ll usually pay less if you see an in-network provider.
If your insurance covers 50% of the cost, here’s what you might expect to pay out of pocket:
- Front tooth: $200 – $600
- Premolar: $250 – $700
- Molar: $300 – $800
How to finance a root canal
If you’re worried about the cost, talk to your dentist’s office about payment plans. Some offices will let you pay in installments.
You might also consider dental financing options like CareCredit. They offer loans and credit cards specifically for healthcare expenses.
For lower costs, check out dental schools or public health clinics in your area. These often offer reduced rates.
Finally, look into government assistance programs that might offer dental care. These vary by location, so do some research to see what’s available near you.
Key Takeaways
The cost of a root canal depends on the type of tooth, the complexity of the procedure, where you live, and the kind of dental insurance you have.
Before you schedule your procedure, contact your insurance company to find out how much they’ll cover. Also, ask your dentist for a pre-treatment estimate, and explore financing options to make the treatment affordable.
Remember, a root canal is a worthwhile procedure that can save your natural tooth and keep your mouth healthy.