Westerra Credit Union provides its members with a range of financial services. A routing number is a unique identifier assigned to banks and credit unions in the United States.
This guide explains how to find and use the Westerra routing number for different types of transactions, so you can manage your money with confidence.
Westerra Credit Union Routing Number
The routing number for Westerra Credit Union is 302075319. You’ll need this number to set up electronic transfers.
The routing number is essential for things like:
- Direct deposits
- Automated Clearing House (ACH) payments
- Wire transfers
You can find this number on the Westerra website, through your online banking portal, or printed on your checks.
ACH vs. Wire Transfers
You can move money electronically in a couple of different ways: through an ACH transfer or a wire transfer. Here’s a quick look at the differences.
ACH Transfers
ACH (Automated Clearing House) transfers are electronic payments that move money between banks.
These transfers are usually free or low cost, but they don’t happen instantly. It generally takes a few business days for the transaction to be processed.
ACH transfers are typically used for direct deposits, online bill payments, and other routine transactions.
Wire Transfers
Wire transfers are another way to transfer money electronically, and they’re generally faster than ACH transfers.
Wire transfers can often be completed the same day or the next business day. However, they come with fees that can range from $25 to $50.
Because they’re faster, wire transfers are often used in urgent or high-value transactions.
Finding Your Westerra Credit Union Routing Number
Need your Westerra Credit Union routing number? Here are a few places you can find it:
- Online banking: Log in to your Westerra Credit Union online banking account and look for the routing number in your account details or profile settings.
- Checks: The routing number is printed on your checks in the lower left corner.
- Westerra Credit Union website: Visit the official Westerra Credit Union website and search for “routing number” or “ABA number.”
In Closing
Knowing your Westerra Credit Union routing number is a must for all kinds of financial transactions.
The good news is that it’s easy to find! Look online, check the bottom of your checks, or call Westerra directly.
Just be sure to double-check that you’ve entered the correct routing number to avoid any errors.