Amegy Bank is a Texas-based bank with branches throughout the state. If you bank with Amegy, you’ll need to know your routing number to do things like set up direct deposit or wire money.
In the United States, routing numbers are used to identify banks in financial transactions. They’re essential for everything from online bill payments to wire transfers.
This guide will tell you everything you need to know about the Amegy Bank of Texas routing number and how to use it.
Understanding Routing Numbers
Routing numbers are nine-digit codes that banks use to identify themselves for financial transactions. You may also hear them called ABA routing numbers.
When you send money to someone, the routing number tells the money where to go. When someone wants to take money out of your account, the routing number tells them which bank to ask.
The anatomy of a routing number
A routing number contains a Federal Reserve Routing Symbol, an ABA Institution Identifier, and a validation digit. Each component has a specific function in making sure the money goes to the right place.
Routing numbers vs. other identifiers
It’s easy to confuse routing numbers with bank account numbers. A routing number identifies the bank, while a bank account number identifies your specific account at that bank.
Also, routing numbers are different from SWIFT codes, which are used for international money transfers.
Amegy Bank’s Routing Number: A Key Identifier
Amegy Bank uses routing numbers to identify itself in financial transactions. The routing number you’ll most likely need is 113011258.
You’ll use this number for things like:
- Setting up direct deposit
- Making electronic payments
- Wire transfers
While Amegy Bank may use other routing numbers, depending on the specific transaction, 113011258 is the most common, and the one you’ll likely need.
Finding Your Amegy Bank Routing Number
There are a few ways to locate your Amegy Bank routing number, depending on what’s easiest for you. Here’s how to find it:
Find the routing number on a check
If you have an Amegy Bank check handy, the routing number is printed on it. Look at the bottom left corner of the check. The first nine digits you see there are your routing number.
(Ideally, I’d insert an image of a check here, pointing out the routing number.)
Other ways to get your routing number
- Online banking portal or mobile app: Log in to Amegy Bank’s online banking platform or mobile app and navigate to your account details. The routing number is typically displayed there.
- Contact customer service: Call Amegy Bank’s customer service line. A representative can provide you with your routing number after verifying your identity.
- Visit a branch: Stop by your local Amegy Bank branch. A bank employee can assist you in finding your routing number.
Using the Amegy Bank routing number for wire transfers
You’ll need Amegy Bank’s routing number when you send money by wire transfer.
Domestic wire transfers
To send a domestic wire transfer, you’ll need to provide the sender’s bank with Amegy Bank’s name, the correct routing number (113012887), and the recipient’s account number.
These transfers are usually processed online.
International wire transfers
International wire transfers require Amegy Bank’s SWIFT code (SWBKUS44) in addition to the routing number.
You may have to visit an Amegy Bank branch or contact Central Wires in order to complete your international wire transfer.
You can also use an international money transfer service, such as Wise (formerly TransferWise) or WorldRemit.
Amegy Bank wire transfer fees
Amegy Bank charges fees for wire transfers. The amount you pay depends on where the money is going and whether you’re sending or receiving.
- Domestic incoming: $13
- Domestic outgoing: $17
- International incoming: $15
- International outgoing: $55
Wrapping Up
The Amegy Bank of Texas routing number is essential for all sorts of financial transactions, from setting up direct deposit to sending and receiving wire transfers.
The Amegy Bank of Texas routing number is 113011258.
Now that you have this key piece of information, you can confidently manage your banking needs with Amegy Bank of Texas.