Spotloan offers short-term loans to people who need access to credit. If you’re a customer, being able to reach customer support is essential. Here’s a quick guide to the Spotloan phone number and other contact details.
Spotloan phone number and customer service details
Need to get in touch with Spotloan? Here’s what you need to know:
Spotloan phone number
The main toll-free number for Spotloan is (888) 681-6811. Customer service representatives are available Monday through Friday from 7:00 a.m. to 8:00 p.m. CT, and on Saturday from 9:00 a.m. to 6:00 p.m. CT.
Types of customer inquiries
Customers typically call Spotloan for questions about loan applications, payment problems, and account balances. You can also call to request a cancellation.
Spotloan customer service overview
Spotloan’s customer service has a rating of 3 out of 5 stars. Most calls are resolved in about a minute. Calling is the most common way customers contact the company.
Frequently Asked Questions
What is the most you can get with Spotloan?
Spotloan offers loans ranging from $300 to $800 for first-time borrowers. If you’re a returning customer in good standing, you might be eligible to borrow up to $1,000. The exact amount you qualify for depends on several factors, including your creditworthiness and ability to repay the loan.
What is the approval process for Spotloan?
The Spotloan approval process involves submitting an application online. They’ll check your credit history, income, and other factors to determine your eligibility. The company says they offer a “common sense” approach to lending, but meeting their qualifications is still important. Approval times can vary, but they often aim for quick decisions.
How to get out of a Spotloan?
The best way to “get out” of a Spotloan is to repay it as quickly as possible according to the agreed-upon terms. Consider making extra payments when you can to reduce the overall interest paid. If you’re struggling, contact Spotloan directly to explore potential hardship options. Ignoring the problem will only make it worse.
What happens if you don’t pay Spotloan?
If you fail to repay your Spotloan, you will face late fees and additional interest charges, which can significantly increase the total amount owed. Spotloan may also report the delinquency to credit bureaus, negatively impacting your credit score. Ultimately, they could pursue collection efforts to recover the debt, potentially damaging your financial standing.
Summary
Need to contact Spotloan? You can call them at (888) 681-6811 during their business hours. But before you do, take a moment to consider whether Spotloan is really the best choice for your financial needs.